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When you retire, or continue to work but decide to begin drawing your pension, you have the chance to purchase an annual pension called an annuity. Call us today on 


to find out more.

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Moneywales introduces to Moneymappers is a trading style of WPS Wealth which is an appointed representative of the WPS Financial Group which is authorised and regulated by the Financial Conduct Authority. (FRN 583474)


The Financial Conduct Authority does not regulate Legal Services, Accountancy Services, Will services, conveyancing services and some forms of Mortgages.


The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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Impaired Health Annuities

Some insurance companies offer annuities that pay you a higher-than-normal income if you have a diagnosed health problem that threatens to reduce your expectancy and ultimately reduce the time they will have to pay you an income.

These are called impaired life annuities.

Relevant health problems might include but are not restricted to:

  • cancer;

  • chronic asthma;

  • diabetes;

  • heart problems – such as history of attacks or surgery;

  • high blood pressure;

  • kidney;

  • multiple sclerosis;

  • strokes


You might be able to get an enhanced annuity if you are very overweight or smoke regularly.

Some companies offer higher rates to people who have followed certain occupations and to people living in certain parts of the country.

Companies change the eligible conditions and the effect they have on their annuities rates so it pays to shop around and compare the income you can get from different annuity providers.  Annuity Arrow will do the search and comparing for you and provide you with the result of our investigations. It could pay you to utilise our annuity experts and the knowledge we have of impaired life annuity.  This could result in a higher income level for you.

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